A range of private and council-run residential care and nursing homes are available across our county.
Do you want to continue living at home?
We know it's important to stay independent for as long as possible, in your own home.
ARRANGING ADULT CARE
Financial assessment
"I'd like to know how you work out what I need to pay towards my care."
About financial assessments
Financial assessments are a way for us to understand your financial situation.
We use them to calculate:
- whether you qualify to receive any money from us towards your care costs
- how much, if any, you can afford to contribute yourself.
You don’t have to be assessed if you are a self-funder. This is someone who pays for 100% of their care and support costs, including any services received from us. This is usually a long-term arrangement.
How it works
There’s a process that we must follow before we can carry out a financial assessment:
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Care and support plan
ShowYour needs assessment will give us an idea of the care and support you need, and we’ll be able to estimate how much it will cost.
The cost of your care and support is known as your ‘personal budget.’ You will not have your personal budget amount confirmed until your financial assessment has been carried out.
You can, however, use the amount we estimate to put together a care and support plan - we’ll help you to do this.
The plan will show us how you intend to use the money to meet your care needs, and will be used alongside your financial assessment to confirm your final personal budget amount.
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Financial assessment
ShowOnce we have an idea of how much your personal budget will be, we will then carry out your financial assessment. There are 4 different financial assessments - the one you have depends on the type of care you need.
This will look at your financial situation and work out if you can afford to pay anything towards your personal budget. Most people must contribute something towards their care, and some are required to pay the full amount.
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Confirmation of your personal budget
ShowWe'll look at your care and support plan to check we are happy with how you have planned to spend your personal budget. We’ll then approve it and confirm the final amount for your personal budget in writing.
Types of assessment
The type of financial assessment you’ll have, and the information you’ll need to supply to us, depends on whether you’ll be receiving care at home or in a residential home. There are 4 types of assessments:
Living at home
You’ll have this if your care and support plan details that you will receive care while living in your own home.
Respite stay in a care home
You’ll have this if you need to stay in a care home for a short time, for example, while your carer is taking a break or you are recovering from a hospital stay.
More about the respite stay in a care home financial assessment
Temporary stay in a care home
You’ll have this if you need to stay in a care home on a temporary basis and you have used up any respite stay allowance you have allocated within your care plan.
Read about the temporary stay in a care home financial assessment
Long-term stay in a care home
You'll have this financial assessment if you are moving into a residential care or nursing home on a long-term basis.
Find out about the long-term stay in a care home financial assessment