ARRANGING ADULT CARE

Financial assessment

"I'd like to know how you work out what I need to pay towards my care."

Living at home assessment

Do you want to continue living at home?

We know it's important to stay as independent for as long as possible, in your own home.

You’ll have a living at home assessment if you live in:

  • your own home
  • the home of a friend or family member
  • a shared lives home (as a placement)
  • sheltered housing
  • supported housing
  • extra care housing.

What you need to tell us

As part of your assessment we’ll need to know about any:

  • income - the money you have coming in
  • savings or capital - all your bank accounts, plus any savings, bonds and investments
  • housing costs - your share of expenses relating to council tax, rent, mortgage and service charges
  • property or land - we do not consider the value of your house if you are living in it, but will look at any other property or land you own
  • disability expenses - any costs linked to your condition, impairment or disability.

We will also consider your minimum income guarantee amount.

Minimum income guarantee

Your minimum income guarantee is set by the government. This makes sure that you always have a certain amount to pay your basic living costs.

When we calculate the amount you must pay towards your care costs, we’ll make sure this doesn’t leave you with less money than your minimum income guarantee amount.

After your assessment

We’ll look at the information and evidence you have provided and work out how much you are required to pay weekly towards your care.

We can usually tell you what this will be at your assessment appointment, but we will also send you a letter as confirmation. This will include details of how to pay (if relevant).

Check the details

It is important that you check the details of your assessment letter. If anything is missing or incorrect, it may make a difference to the amount you must pay towards your care. Any difference will be backdated to the start of your care and you may need to repay us. Find out how to tell us about missing or incorrect information.